Frequently Asked Questions
Before you call a counselor, check out our frequently asked questions to see if your question is answered here:
A: As of January 1, 2014 most Californians must have health insurance or they will be subject to a penalty for not having coverage.
To buy health insurance through Covered California you must either have a qualifying event or wait until open enrollment.
Covered CA next open enrollment:
November 15, 2014- February 15, 2015
* You may still be eligible to apply for coverage outside of open enrollment if you have had a qualifying event. Please contact 323 295 9372 for further information.
Individuals and families may apply for the Medi-Cal program at any time.
A: Yes, unless you are, very low income*, unable due to religious beliefs, Native Americans, Incarcerated, or undocumented
*Your family income must be below the threshold for filing a tax return.In 2013, this threshold was $10,000 for an individual and $20,000 for a family.
There may be other factors that impact your requirement for health insurance. Call us at (323) 295-5500 if you would like to discuss further.
A: To help bring down the costs of monthly premiums and other out-of-pocket expenses, some individuals or families may receive financial assistance through Covered California in the form of tax credits.
Tax credits vary depending on your income level.
Use Covered California's Shop and Compare Tool to see if you qualify for premium assistance.
A: Eligibility for subsidies is based on income level and family size. Families or Individuals who make between 138% - 400% of the Federal Poverty Level may qualify for subsidies.
You can use the Covered California's Shop and Compare Tool to figure out if you're eligible for tax credits and what your premiums could be.
Consumers being offered employer based insurance may not be eligible for subsidies through the exchange. Please contact 323 295 9372 for further assistance.
A: Women can't be denied coverage because of gender-related concerns.
Below are some new advantages:
Maternity care is required
You can not be charged more for being a woman
You do not need a referral to see an OB-GYN
You can choose your child's pediatrician
All of following preventative services are free and guaranteed:
Learn more about how the Affordable Care Act benefits women.